Types of Debt

That We Can Negotiate

Credit Cards
Unsecured Personal Loans
Repossession Overage Balances
Mortgage “Short Pay” Balances


If in collections we can negotiate:
Cell Phone Bills
Private Student Loans
Medical or Hospital Bills
Utility Bills

That We Can NOT Negotiate

Government Secured Student Loans
Car Loans
Taxes
Child Support
Garnishments / Judgments / Litigation
Bank Fees